Archive for the 'Financing' Category

How to Establish Business Credit - Avoid These Common Mistakes When Using Your Business Credit Card

When you finally get that business credit card, it opens a lot of doors and creates opportunity for you and your business. One opportunity for a business with no credit is to establish business credit. However many business owners make mistakes that impact the business to the point of no recovery. What happens is the […]

Education 902B Grants for Improved Learning

The government offers grants for numerous research programs. The education 902B grant is just one of these grants. This grant allows money for research in discovering methods for improved learning among students, especially students that have faced adversity in the past.
The 902B education grant is just one of the many grants that the federal government […]

Financing Your Office Furniture, Good or Bad?

Well we all know that if you are running an office business that office furniture is one of the most important aspects of setting up a good working environment. Whether you are upgrading or completely moving to a new location. State of the art office furniture is a must.
If I was to walk into […]

Financing Your Export Initiatives The Modern Way

With 27 countries in the European Union and one of the world’s largest trading zones on our doorstep, there’s little wonder that more and more companies are turning to export as a means of boosting their business.
Exporting however, isn’t a step to be taken lightly and kick-starting an export initiative can be costly. […]

Understanding The Offer Letter

When that factoring or invoice discounting offer letter hits your doormat or your e-mail account, it may seem that the answer to your cash flow worries has finally arrived. However, in a very competitive market, with more than 90 (very different) providers of receivables finance, it is more important than ever to look beyond […]

Advice Desk: Broking into the Big Time

The invoice finance and asset-based lending (ABL) market has become increasingly competitive and therefore increasingly commoditised. With fierce competition among providers, facilities are arguably being sold on price as opposed to structure or quality of service. This is inevitable in a market that is becoming ever more saturated with providers, which at first glance appear […]

Commercial Fraud - Manage the Symptoms and Avoid Catching a Cold

As with all ills, prevention is better than cure as they say, and commercial fraud is no exception. Like most crimes though, commercial fraud is viewed as something that happens to someone else.
Unfortunately, the reality is it is often far closer to home than most people realise and, while ignorance may be […]

Cashflow Clinic: Common Questions Asked When Businesses Use Invoice Finance

Q. I run a recruitment company and struggle to pay temporary staff when I haven’t yet received the money in from the client. My overdraft facility is not easily increased when I need the cash. Is there anything I can do to assist with this?
A. This is a common problem for many businesses, not just […]

Cashflow Clinic: Common Questions Asked When Businesses Want To Expand Using Invoice Finance

There are many questions that regularly come up when businesses are looking to raise extra capital for expanding their businesses or manage day to day cashflow. This article looks at three commonly faced issues and provides the best possible solution.
Q. My company imports garden furniture from China and India and I distribute to the UK […]

Cashflow Clinic 3 - Common Questions Faced by Busineses When Using Invoice Finance

Q. Despite a significant increase in our sales, our bank is refusing to increase our overdraft facility and have suggested that I consider factoring. Please could you let me know whether I should be concerned about what my customers will think?
A. In the UK nowadays, over 40,000 businesses use invoice finance. This sector is currently […]