Banking has never been easier than it is today. Online banking allows you to access your bank at any time of day or night. You can even do this dressed in your underwear if you like. And if you choose to do it that way, it’s just as well there are no lines to wait […]
You know, I’m getting tired of hearing, “It was all Bush’s fault.” There’s plenty of blame to go around, but these direct quotes, from the congressional records (date or committee noted), and directly from interviews with these parties, should help explain part of the financial meltdown.
In 1999, Congress repealed the Glass-Steagal act […]
Are you desperately looking for a bank that will accept you in spite of having bad credit or a Chexsystems record? Finding a bank like that can be hard, when it’s widely reported that between 80 and 90 percent of all banks rely on Chexsystems to decide who they will open checking accounts for and […]
There are many things in life that are very important to us, yet we use them so often that it never really crosses our minds how important they are. Such is the case with bank accounts. We use our bank accounts every day, especially nowadays that so many transactions are conducted in electronic form. So […]
One of the things that happen to many people who have experienced financial problems is that, at some point, they end up writing checks on insufficient funds or otherwise overdraft their accounts. If those incidents are left unpaid, then the bank reports them to a company called ChexSystems, whose line of business is to provide […]
Consider yourself lucky if you’re not one of the people who have the misfortune of landing on Chexsystems’ list. If you have no idea what I’m talking about, then it’s a good thing and you might want to keep it that way. Financial institutions use this information to decide who they open new checking accounts […]
How does someone go about getting a check account if they happen to have a negative Chexsystems record? Well the economy is already doing poorly and more and more people have fallen into serious financial hard times. That means that the number of people who are reported to Chexsystems is likely increasing. So the question […]
How does someone go about getting a check account if they happen to have a negative Chexsystems record? Well the economy is already doing poorly and more and more people have fallen into serious financial hard times. That means that the number of people who are reported to Chexsystems is likely increasing. So the question […]
Personal banking can be an important part of managing your money and reaching your financial goals. Minnesota banks offer a number of solutions that can help you no matter what your financial needs might be.
Checking accounts are an easy way to keep your money safe. These accounts allow you to withdraw money either through a […]
Second chance checking accounts, also referred to as fresh start checking accounts, are bank accounts that give another opportunity to people who have been reported to Chexsystems. The reason why those accounts exist is this: if you have had overdrafts that you failed to pay, for example, there’s a good chance that the bank where […]