The residential property market has been buoyed by the return of first-home buyers, new figures have shown.
According to the National Association of Estate Agents (NAEA), new entrants to the market helped to push up total house purchase sales for the first time since January. Figures from the group indicated that while estate agents typically handled […]
A couple years ago when I started getting interested in credit repair I helped a couple who had credit scores in the low 500s. They had a previous bankruptcy and there were a bunch of accounts that they had included in the bankruptcy which were still reporting as if they had balances on them.
The […]
Lenders see people that need help with the credit profiles all the time. I know this from firsthand experience. It did not take long until I decided to do something positive for my customer.
It was disappointing to give people the general instruction and then never to hear from them again. I began to wonder […]
If you have ever shopped credit repair, you know it is not cheap. Credit repair companies and credit repair attorneys are expensive. The process is going to cost you at least $250 on the low side to work with either one.
There are a lot of loan officers that will refer you to a credit […]
Today’s lending market is even stricter about credit scores. If you are below a 740 credit score, you can have adjustments to your interest rate depending on the type of loan you are applying for. If you are seeking an FHA loan and you are below a 620, your interest rate will be adjusted higher […]
Sometimes it’s necessary and sometimes it’s just on a whim, but all of us have felt the need to improve our homes at one time or another. In this day and age it’s simply not enough to just have a roof over your head, everyone wants to live in style and comfort and many times […]
When refinancing an interest only loan the process is the same as in any other refinancing. It is simply the swapping of one loan for another. When interest rates are low it’s a very good time to refinance since you can save yourself considerable amounts of money over the life of the loan. Also, by […]
Well we can all admit that the US and world economy at the moment is not very strong. It feels like it’s collapsing and many people from all walks of life have lost their jobs, and have either already lost or are close to loosing their homes.
Due to the economic situation over the last […]
It’s not uncommon to see mortgage rates misspelled as mortage rates, I’ve made the mistake myself many times. Anyway we both know what is meant and right now I want to talk about the possibility of rising mortgage rates.
Current mortgage rates are lower than historical averages even though those with short memories and those that […]
As most people know, the best time to refinance any mortgage is when interest rates are at their lowest. If you already have a good credit score then you’ll have no problem refinancing to save yourself some money, but what about those looking for a bad credit home loan refinance? Will you still be able […]
